Automobile Insurance
A Florida Automobile Insurance Policy will provide financial protection to you from covered damages resulting from an accident. Safety is always the number one concern when operating a motor vehicle. The proper amount of automobile insurance that covers you, your family, other drivers and damage caused to property in the event of an automobile accident is also a primary concern.
Florida Automobile Insurance is divided into different types of coverage options:
- Collision: Covers damages to your vehicle resulting from an accident.
- Comprehensive: Covers financial losses related to non-collision damages such as fire, theft, vandalism or break-ins as well as damage from natural occurrences such as hail, flood, earthquake, tornadoes ect.
- Liability: Covers damage caused to someone else’s property as well as to other people
- Medical Payments: Provides coverage for medical and funeral expenses.
- No-Fault: Required insurance in Florida that pays medical bills for injuries regardless of who caused the accident.
- Uninsured Motorist: Covers expenses from personal injuries suffered as a result of an at-fault driver who has no liability insurance.
- Underinsured Motorist: Covers expenses when the driver at fault causes damages but is inadequately covered to pay fully for the resulting damages.