Apartment Insurance
Most landlord insurance policies do not cover your personal possessions. If your belongings inside your apartment were damaged by fire, theft, a broken water pipe an act of vandalism would you be able to replace all of your belongings without apartment insurance?
The typical apartment insurance policy covers the following:
- Medical and Legal Expenses: If someone is injured in your apartment, you could be held liable for expenses incurred as a result of that injury. Known as liability coverage, this is included in most apartment insurance policies.
- Loss of personal belongings: Take a moment and add up how much your furniture, electronics, dishes, clothing, heirlooms, sports equipment ect. is worth all totalled. Now ask yourself if you would be able to replace all of those possessions if they were lost due to fire, theft or vandalism. If you’re like most people, the bill is more than you expect and it would be a severe financial hardship if you had to replace everything. Apartment insurance is very inexpensive when compared to the worth of your valuables. A comprehensive apartment insurance policy will provide you with peace of mind and protection from financial hardship in the event that your belongings are lost
- Living expenses: Should your apartment become inhabitable due to a covered event such as fire, your extra expenses associated with relocating are covered under most apartment insurance policies
Few forms of insurance provide as much protection to you for the money as apartment insurance. Contact your Insurance Office of America agent today for a free consultation and quote.